OpenCard AI

The Platinum Card® from American Express

American Express

$895
Annual Fee
AmexExcellentNo Foreign Transaction Feelounge-accesspremiumtransferable

🎁 Welcome Offer

175,000 pts(≈ $$2100)Spend $12,000 within 6 months

Earning Rates

5×FlightsBooked directly with airlines or through American Express Travel, on up to $500,000 per calendar year.
5×HotelsOn prepaid hotels booked through American Express Travel.
1×Other

Annual Credits

$200
Airline Fee Credit

$200 annual credit for airline incidentals (seat upgrades, baggage, etc.). Enrollment required.

/year
$300
Fine Hotels + Resorts Credit

$300 semi-annual ($600/year) for prepaid FHR or THC bookings via Amex Travel.

/6mo
$20
Digital Entertainment Credit

$20 monthly credit for digital entertainment (Paramount+, Audible, Peacock, etc.). Enrollment required.

/month
$10
Equinox Credit

$10 monthly credit for Equinox gym membership or Equinox+ app.

/month
$10
Walmart+ Credit

$10 monthly credit for Walmart+ membership (formerly called Walmart+. Enrollment required.

/month
$100
Resy Credit

$100 quarterly ($400/year) for Resy restaurant bookings. Must pay with Amex Gold.

/quarter
$75
lululemon Credit

$75 quarterly ($300/year) at lululemon. Must pay with Amex Gold.

/quarter
$15
Uber Cash

$15 monthly ($180/year) for Uber rides and Uber Eats in the US. Enrollment required.

/month
$100
Global Entry / PreCheck Credit

Up to $100 credit every 4 years for Global Entry or $85 for TSA PreCheck.

/year
Marriott Bonvoy Gold Elite Status

Complimentary Gold Elite status with Marriott Bonvoy (25% bonus on base points, late checkout, upgraded room when available).

/year
Hilton Honors Gold Status

Complimentary Gold status with Hilton (80% bonus on base points, 5th night free on award stays, breakfast at select properties).

/year

Travel Benefits

Hotel Status

Marriott BonvoyGold Elite
Hilton HonorsGold

Lounges

Centurion
Priority Pass
Other

Other Benefits

Fine Hotels + Resorts

Average $550 value in perks like 4pm late checkout, breakfast, room upgrade.

Global Dining Access by Resy

Special access to sought-after restaurants.

Insurance

Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.950Z

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