OOpenCard

Marriott Bonvoy Bevy® American Express® Card

American Express

$250
Annual Fee
amexExcellentNo Foreign Transaction Feelounge-accesspremiumtransferablehoteltraveloffer_expiry_watchmarriott3 months ago

Welcome Offer

125,000 pts(≈ $950)Spend $5,000 within 6 months
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OpenCard editorial analysis

Our take

A mid-tier Marriott card that requires more scrutiny than its welcome offer suggests. Ongoing value depends on regular Marriott stays, spend-triggered benefits, and whether its credits fit existing dining or hotel behavior. Travelers should compare it with lower-fee Marriott cards and general travel cards before assuming the middle tier is the best compromise.

Best for

  • Regular Marriott guests who use its recurring benefits
  • Cardholders pursuing Marriott-specific spending milestones
  • Travelers already committed to Bonvoy redemptions

Not ideal for

  • Occasional Marriott guests
  • People seeking an automatic annual-night keeper benefit
  • Hotel free agents

Conservative break-even test

Value recurring credits and status from planned activity, then calculate how much additional spend is required for any certificate or milestone. Include the rewards given up by placing that spend on Bevy instead of another card.

First year vs. ongoing year worksheet

Annual fee hurdle
$250
Issuer-data bonus estimate
$950
First-year net before credits
$700

For year two, remove the one-time welcome offer entirely. To recover a $250 fee from rewards alone, this card must produce that much more value than your best no-fee alternative. At a 1% incremental return, that would require about $25,000 in eligible annual spend before counting credits you would genuinely buy anyway.

Data reviewed 2026-05-08. Estimate is not cash and depends on redemption. Confirm current issuer terms through the cited sources below.

Earning Rates

5×FlightsEarn 5x on flights booked directly with airlines
5×HotelsEarn 5x on prepaid hotels booked with Marriott
1×OtherEarn 1x on all other purchases

Other Benefits

Hotel Status

Marriott BonvoyGold Elite

Lounges

Centurion Lounge
Priority Pass

Other Benefits

Fine Hotels + Resorts

FHR benefits including daily credit, early check-in, room upgrades when available

The Hotel Collection

THC benefits including $100 credit and room upgrades

Insurance

Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

5/24 rule

Sources

Last Updated: May 8, 2026