Compare Cards: Wells Fargo Autograph Visa Signature® Card vs. Capital One SavorOne Rewards Credit Card vs. Chase Sapphire Preferred® Card

Swipe →

Earning Rates	Wells Fargo Autograph Visa Signature® Card Wells Fargo no-annual-feepremiumtransferable Details	Capital One SavorOne Rewards Credit Card Capital One cash-backno-annual-fee Details	Chase Sapphire Preferred® Card Chase travelpremiumtransferabledining Details
First-year value Welcome offer + annual credits − annual fee	+$200	−$39	+$1,280
Annual Fee	Waived	$39	$95
Credit Required	Good to Excellent	Fair	Excellent
Foreign Fee	Waived	Waived	Waived
Welcome Offer	20,000 pts 20,000 bonus points ($200 cash redemption) after spending $1,000 in first 3 months Spend $1,000 in 3 mo	— No welcome bonus is listed on the official SavorOne Rewards page. 0	75,000 pts Earn 75,000 Ultimate Rewards points after spending $5,000 in purchases in the first 3 months from account opening. Updated after the 100,000-point limited-time offer ended; Chase official page showed 75,000 points on 2026-07-30. Spend $5,000 in 3 mo
Network	visa	mastercard	visa
Earning Rates
All Other Purchases	1× 1x point on all other purchases	—	—
All other travel	—	—	2× Earn 2x points on all other travel worldwide
Capital One Entertainment	—	8× 8% cash back with Capital One Entertainment	—
Capital One Travel	—	5× 5% cash back with Capital One Travel	—
Dining	—	3× Unlimited 3% on dining	3× Earn 3x points on dining worldwide, including takeout and eligible delivery services
Entertainment	—	3× Unlimited 3% on entertainment	—
Gas Stations	3× 3x points at gas stations	—	—
Gas and EV charging	—	—	3× NEW 3x points on gas and EV charging
Groceries	—	3× Unlimited 3% at grocery stores	—
Online grocery purchases	—	—	3× NEW 3x points on online grocery purchases (excluding Walmart, Target, and wholesale clubs)
Other	—	1× 1% on all other purchases	1× Earn 1x points on all other purchases
Popular Streaming Services	3× 3x points on popular streaming services	—	—
Restaurants	3× 3x points at restaurants (including takeout and delivery)	—	—
Streaming	—	3× Unlimited 3% on popular streaming services	—
Top streaming services	—	—	3× NEW 3x points on top streaming services
Transit (rideshare, parking, trains, buses)	3× 3x points on transit (rideshare, parking, trains, buses)	—	—
Travel	—	—	5× Earn 5x points on Chase Travel purchases
Travel (airlines, hotels, car rentals, cruises)	3× 3x points on travel (airlines, hotels, car rentals, cruises)	—	—
Vacation homes	—	—	3× NEW 3x points on vacation homes at top brands like Airbnb and Vrbo
Benefits & Credits	Other Benefits Auto rental collision damage waiver: Primary auto rental CDW Trip cancellation insurance: Trip cancellation protection Lost baggage reimbursement: Up to $3,000 per passenger for lost baggage Roadside Dispatch: Emergency roadside assistance		Annual Credits Chase Travel Hotel Credit - $100/year on hotels booked through Chase Travel portal Other Benefits Trip Cancellation/Interruption Insurance: Up to $10,000 per covered trip Auto Rental Collision Damage Waiver: Primary coverage Travel Emergency Services: 24/7 assistance Emergency Evacuation and Transportation: Up to $100,000 in coverage Complimentary Apple TV: One year when activated by December 31, 2026
Insurance	Trip Cancellation Trip Delay Primary Purchase Protection Extended Warranty		Trip Cancellation Trip Delay Primary Purchase Protection Return Protection Extended Warranty