Compare Cards: U.S. Bank Smartly™ Visa Signature® Card vs. Prime Visa vs. Amazon Visa

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Earning Rates	U.S. Bank Smartly™ Visa Signature® Card U.S. Bank no-annual-fee Details	Prime Visa Chase no-annual-fee Details	Amazon Visa Chase no-annual-fee Details
First-year value Welcome offer + annual credits − annual fee	+$0	+$150	+$50
Annual Fee	Waived	Waived	Waived
Credit Required	Good to Excellent	Good	Good
Foreign Fee	Waived	Waived	Waived
Welcome Offer	— No standard public welcome offer verified on the official U.S. Bank page. 0	$150 Prime members receive a $150 Amazon Gift Card instantly loaded into their Amazon account's Gift Card Balance upon approval of their credit card application. 0	$50 $50 Amazon Gift Card instantly on approval (no Prime membership required) 0
Network	visa	visa	visa
Earning Rates
All Other Purchases	—	1× 1% cash back on all other purchases	1× 1% cash back on all other purchases
All eligible purchases	2× Unlimited 2% cash back when rewards are redeemed into an eligible U	—	—
Amazon.com, Amazon Fresh, Whole Foods Market	—	5× 5% cash back with eligible Prime membership	3× 3% cash back (no Prime required)
Chase Travel	—	5× 5% back on travel purchased through Chase Travel with eligible Prime membership	3× 3% cash back on travel purchased through Chase Travel
Gas Stations	—	2× 2% cash back at gas stations	2× 2% cash back at gas stations
Local Transit & Commuting	—	2× 2% cash back on local transit and commuting (including rideshare)	2× 2% cash back on local transit and commuting (including rideshare)
Relationship bonus: $10,000-$49,999 qualifying balance	2.5× Total 2	—	—
Relationship bonus: $100,000+ qualifying balance	4× Total 4% cash back on first $10,000 in eligible net purchases each billing cycle with Smartly Savings plus qualifying balances	—	—
Relationship bonus: $50,000-$99,999 qualifying balance	3× Total 3% cash back on first $10,000 in eligible net purchases each billing cycle with Smartly Savings plus qualifying balances	—	—
Restaurants	—	2× 2% cash back at restaurants	2× 2% cash back at restaurants
Benefits & Credits	—	Other Benefits Travel Protections: Travel Accident Insurance ($500K), Lost Luggage Reimbursement ($3,000), Baggage Delay Insurance ($100/day x 3 days), Auto Rental Coverage (secondary), Roadside Assistance, Travel & Emergency Assistance Purchase Protections: Purchase Protection (120 days, $500/item), Extended Warranty (adds 1 year)	Other Benefits Travel Protections: Travel Accident Insurance ($500K), Lost Luggage Reimbursement ($3,000), Baggage Delay Insurance ($100/day x 3 days), Auto Rental Coverage (secondary), Roadside Assistance, Travel & Emergency Assistance Purchase Protections: Purchase Protection (120 days, $500/item), Extended Warranty (adds 1 year)
Insurance		Trip Delay Secondary Purchase Protection Extended Warranty	Trip Delay Secondary Purchase Protection Extended Warranty