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Compare Cards: H-D Visa Signature Credit Card vs. American Express EveryDay® Card vs. Costco Anywhere Visa® Card by Citi
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| Earning Rates | |||
|---|---|---|---|
First-year value Welcome offer + annual credits − annual fee | +$100 | +$170 | +$0 |
| Annual Fee | Waived | Waived | Waived |
| Credit Required | Good to Excellent | Good/Excellent | Good |
| Foreign Fee | $5 | Waived | Waived |
| Welcome Offer | 10,000 pts 10,000 points (redeemable for a $100 H-D Gift Card) after spending $500 in eligible purchases within the first 90 days Spend $500 in 3 mo | 10,000 pts Historical standard offer: 10,000 Membership Rewards points after $1,000 in purchases within 3 months. USCCG notes the card has appeared unavailable to new applicants since 2024. Spend $1,000 in 3 mo | — No welcome offer - ongoing cash back only 0 |
| Network | visa | amex | visa |
| Earning Rates | |||
| All other purchases | 1× | 1× | 2× |
| Eligible travel | — | — | 3× |
| Gas stations | — | — | 4× |
| Gas stations and EV charging | 3× | — | — |
| Harley-Davidson dealerships, h-d.com, H-D Museum, Factory Tours, H-D Insurance | 3× | — | — |
| Miles ridden (H.O.G. members) | 1× | — | — |
| Restaurants | — | — | 4× |
| Restaurants, fast food, bars, hotels and other lodging | 2× | — | — |
| U.S. gas stations | — | 2× | — |
| U.S. supermarkets | — | 2× | — |
| Benefits & Credits | Other Benefits Worldwide Acceptance: Visa Signature benefits accepted at millions of locations worldwide Citi Entertainment: Access to Citi Entertainment for special event access Costco Travel: Exclusive travel bookings through Costco Travel | ||
| Insurance | Rental Insurance | ||