Compare Cards: Capital One Venture X Rewards Credit Card vs. Capital One Venture Rewards Credit Card vs. Chase Sapphire Reserve®

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Earning Rates	Capital One Venture X Rewards Credit Card Capital One premiumtravellounge-accesstransferable Details	Capital One Venture Rewards Credit Card Capital One travelno-foreign-transaction-fee Details	Chase Sapphire Reserve® Chase lounge-accesspremiumtraveldining Details
First-year value Welcome offer + annual credits − annual fee	+$1,150	+$1,200	+$3,145
Annual Fee	$395	$95	$795
Credit Required	Excellent	Excellent	Excellent
Foreign Fee	Waived	Waived	Waived
Welcome Offer	75,000 pts Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening. Spend $4,000 in 3 mo	75,000 pts Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Spend $4,000 in 3 mo	100,000 pts Earn 100,000 Ultimate Rewards points after spending $6,000 in purchases in the first 3 months from account opening. Spend $6,000 in 3 mo
Network	visa	visa	visa
Earning Rates
Chase Travel / The Edit	—	—	8× All purchases through Chase Travel, including The Edit
Dining	2× Earn 2X miles on dining	—	3× Worldwide
Flights	5× Earn 5X miles on flights booked through Capital One Travel	—	4× Booked direct
Hotels	—	—	4× Booked direct
Other	1×	1×	1×
Travel	10× Earn 10X miles on hotels and rental cars booked through Capital One Travel	2× Earn 2X miles on every purchase	—
Benefits & Credits	Annual Credits Capital One Travel Credits - $300/year on bookings through Capital One Travel Global Entry / TSA PreCheck - Up to $120 statement credit every 4 years for Global Entry or TSA PreCheck application fee Lounge Access 0 1 Other Benefits Visa Infinite Benefits: Includes trip cancellation/interruption insurance, trip delay reimbursement, lost luggage reimbursement, and other Visa Infinite protections	Annual Credits Global Entry / TSA PreCheck Application Credit - Up to $120 statement credit for Global Entry ($120) or TSA PreCheck ($85) application fee Capital One Travel Hotel Experience Credit - $50 experience credit at hotels booked through Capital One Travel — usable on rooftop drinks, restaurants, room service and other on-property amenities	Annual Credits Travel Credit (Chase Travel) - $300 annual travel credit for purchases through Chase Travel The Edit Hotel Credit - Up to $250 per half (2 × $250 = $500/year) on prepaid hotels via The Edit by Chase Travel Exclusive Tables Dining Credit - Up to $150 every six months ($150 H1 / $150 H2) at Sapphire Reserve Exclusive Tables restaurants StubHub / viagogo Credit - Up to $150 in statement credits twice per year ($150 H1 / $150 H2) on StubHub or viagogo event ticket purchases DoorDash Credit - $25/month ($300/year) on DoorDash purchases Lyft Credit - $10/month ($120/year) on Lyft rides Peloton Credit - $10/month ($120/year) on Peloton Lounge Access 0 1 Other Benefits Trip Cancellation/Interruption Insurance: Up to $10,000 per person and $20,000 per trip for covered reasons Emergency Evacuation & Transportation: Up to $100,000 coverage Roadside Assistance: Available 24/7 Travel and Emergency Assistance Services: Referrals and assistance available
Insurance	Trip Cancellation Trip Delay Primary Purchase Protection Return Protection Extended Warranty		Trip Cancellation Trip Delay Primary Purchase Protection Extended Warranty