Compare Cards: Capital One Venture Rewards Credit Card vs. Capital One Venture X Rewards Credit Card vs. Wells Fargo Active Cash

Swipe →

Earning Rates	Capital One Venture Rewards Credit Card Capital One travelno-foreign-transaction-fee Details	Capital One Venture X Rewards Credit Card Capital One premiumtravellounge-accesstransferable Details	Wells Fargo Active Cash Wells Fargo no-annual-fee Details
First-year value Welcome offer + annual credits − annual fee	+$1,200	+$1,150	+$100
Annual Fee	$95	$395	Waived
Credit Required	Excellent	Excellent	Good
Foreign Fee	Waived	Waived	Waived
Welcome Offer	75,000 pts Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Spend $4,000 in 3 mo	75,000 pts Earn 75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account opening. Spend $4,000 in 3 mo	$100 Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months. Spend $500 in 3 mo
Network	visa	visa	visa
Earning Rates
All Purchases	—	—	2× unlimited
Dining	—	2× Earn 2X miles on dining	—
Flights	—	5× Earn 5X miles on flights booked through Capital One Travel	—
Other	1×	1×	—
Travel	2× Earn 2X miles on every purchase	10× Earn 10X miles on hotels and rental cars booked through Capital One Travel	—
Benefits & Credits	Annual Credits Global Entry / TSA PreCheck Application Credit - Up to $120 statement credit for Global Entry ($120) or TSA PreCheck ($85) application fee Capital One Travel Hotel Experience Credit - $50 experience credit at hotels booked through Capital One Travel — usable on rooftop drinks, restaurants, room service and other on-property amenities	Annual Credits Capital One Travel Credits - $300/year on bookings through Capital One Travel Global Entry / TSA PreCheck - Up to $120 statement credit every 4 years for Global Entry or TSA PreCheck application fee Lounge Access 0 1 Other Benefits Visa Infinite Benefits: Includes trip cancellation/interruption insurance, trip delay reimbursement, lost luggage reimbursement, and other Visa Infinite protections	—
Insurance		Trip Cancellation Trip Delay Primary Purchase Protection Return Protection Extended Warranty