Compare Cards: Marriott Bonvoy Brilliant® American Express® Card vs. Marriott Bonvoy Boundless® Credit Card vs. Hilton Honors American Express Aspire Card

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Earning Rates	Marriott Bonvoy Brilliant® American Express® Card American Express lounge-accesspremiumhoteltransferable Details	Marriott Bonvoy Boundless® Credit Card Chase hotelno-foreign-transaction-feetravel Details	Hilton Honors American Express Aspire Card American Express lounge-accesspremiumhotelairline Details
First-year value Welcome offer + annual credits − annual fee	+$450	+$920	+$1,259
Annual Fee	$650	$95	$550
Credit Required	Excellent	Good	Excellent
Foreign Fee	Waived	Waived	Waived
Welcome Offer	100,000 pts Earn 100,000 Marriott Bonvoy bonus points after spending $6,000 on purchases in the first 6 months. Spend $6,000 in 6 mo	$975 Earn 3 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening. Each Free Night Award is redeemable for a one-night stay at properties with a redemption level up to 50,000 points. Spend $3,000 in 3 mo	200,000 pts Limited-time offer: Earn 200,000 Hilton Honors Bonus Points after you spend $6,000 in eligible purchases on your Card in the first 6 months of Card Membership. Offer ends 1/13/2027. Spend $6,000 in 6 mo
Network	amex	visa	amex
Earning Rates
Car rentals	—	—	7× On car rentals booked directly from select car rental companies
Flights	5× Booked directly with airlines	2× Points per dollar on airfare	7× On flights booked directly with airlines or through Amex Travel
Hilton purchases	—	—	14× On eligible purchases made directly with hotels and resorts within the Hilton portfolio
Marriott	6× On paid stays at Marriott Bonvoy properties	6× Points per dollar at Marriott properties	—
Other	1×	2×	3× All other eligible purchases
Restaurants	3× U	—	—
U.S. restaurants	—	—	7× At U
Benefits & Credits	Annual Credits Dining Credit - $25/month ($300/year) at restaurants worldwide Free Night Award (Marriott 85k)FNA - Annual Free Night Award redeemable at Marriott Bonvoy properties up to 85,000-point cap (can add own points to redeem at higher categories) Hotel Status Marriott BonvoyGold Elite Lounge Access 0 1 Other Benefits Fine Hotels + Resorts: Access to FHR program with additional benefits The Hotel Collection: Eligible for THC benefits	Annual Credits Free Night Award (Marriott 35k)FNA - 1 Free Night Award (35,000 Marriott Bonvoy points cap) each account anniversary DoorDash Non-Restaurant Credit - Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc Hotel Status Marriott BonvoySilver Elite	Annual Credits Hilton Resort Credit - $200/half ($400/year) on eligible Hilton Resort purchases (room + incidentals) Flight Credit - $50/quarter ($200/year) on flight purchases via airline direct or Amex Travel CLEAR Plus Credit - Up to $209/year statement credit for CLEAR Plus membership (auto-renewal required) Hilton Annual Free Night RewardFNA - Annual Free Night Reward from Hilton Honors in the first year of Card Membership and every year upon Card renewal Hotel Status Hilton HonorsDiamond Elite Lounge Access 0 1 Other Benefits Fine Hotels + Resorts: Elite benefits at select hotels The Hotel Collection: Extra benefits at select hotels Additional Free Night Rewards with Spend: Earn an additional Free Night Reward after spending $30,000 in purchases in a calendar year, and another after spending $60,000 in purchases in the same calendar year; terms apply
Insurance	Trip Cancellation Trip Delay Secondary Purchase Protection Extended Warranty	Primary Purchase Protection Extended Warranty	Trip Delay Secondary Purchase Protection Extended Warranty