Compare Cards: American Express® Green Card vs. Wells Fargo Autograph Visa Signature® Card vs. Chase Sapphire Preferred® Card

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Earning Rates	American Express® Green Card American Express premiumtransferable Details	Wells Fargo Autograph Visa Signature® Card Wells Fargo no-annual-feepremiumtransferable Details	Chase Sapphire Preferred® Card Chase travelpremiumtransferabledining Details
First-year value Welcome offer + annual credits − annual fee	+$739	+$200	+$1,280
Annual Fee	$150	Waived	$95
Credit Required	Good	Good to Excellent	Excellent
Foreign Fee	Waived	Waived	Waived
Welcome Offer	40,000 pts Earn 40,000 Membership Rewards® Points after you spend $3,000 on eligible purchases on your new Card within the first 6 months of Card Membership. Spend $3,000 in 6 mo	20,000 pts 20,000 bonus points ($200 cash redemption) after spending $1,000 in first 3 months Spend $1,000 in 3 mo	75,000 pts Earn 75,000 Ultimate Rewards points after spending $5,000 in purchases in the first 3 months from account opening. Updated after the 100,000-point limited-time offer ended; Chase official page showed 75,000 points on 2026-07-30. Spend $5,000 in 3 mo
Network	amex	visa	visa
Earning Rates
All Other Purchases	—	1× 1x point on all other purchases	—
All other travel	—	—	2× Earn 2x points on all other travel worldwide
Dining	—	—	3× Earn 3x points on dining worldwide, including takeout and eligible delivery services
Gas Stations	—	3× 3x points at gas stations	—
Gas and EV charging	—	—	3× NEW 3x points on gas and EV charging
Online grocery purchases	—	—	3× NEW 3x points on online grocery purchases (excluding Walmart, Target, and wholesale clubs)
Other	1×	—	1× Earn 1x points on all other purchases
Popular Streaming Services	—	3× 3x points on popular streaming services	—
Restaurants	3× Worldwide, including takeout and delivery in the US	3× 3x points at restaurants (including takeout and delivery)	—
Top streaming services	—	—	3× NEW 3x points on top streaming services
Transit	3× Including trains, buses, ferries, subways	—	—
Transit (rideshare, parking, trains, buses)	—	3× 3x points on transit (rideshare, parking, trains, buses)	—
Travel	3× Including airfare, hotels, tours, car rentals, cruises, etc	—	5× Earn 5x points on Chase Travel purchases
Travel (airlines, hotels, car rentals, cruises)	—	3× 3x points on travel (airlines, hotels, car rentals, cruises)	—
Vacation homes	—	—	3× NEW 3x points on vacation homes at top brands like Airbnb and Vrbo
Benefits & Credits	Annual Credits CLEAR Plus Credit - $209 annual credit for CLEAR Plus membership Other Benefits No Foreign Transaction Fees: Save on purchases abroad	Other Benefits Auto rental collision damage waiver: Primary auto rental CDW Trip cancellation insurance: Trip cancellation protection Lost baggage reimbursement: Up to $3,000 per passenger for lost baggage Roadside Dispatch: Emergency roadside assistance	Annual Credits Chase Travel Hotel Credit - $100/year on hotels booked through Chase Travel portal Other Benefits Trip Cancellation/Interruption Insurance: Up to $10,000 per covered trip Auto Rental Collision Damage Waiver: Primary coverage Travel Emergency Services: 24/7 assistance Emergency Evacuation and Transportation: Up to $100,000 in coverage Complimentary Apple TV: One year when activated by December 31, 2026
Insurance	Trip Delay Secondary Purchase Protection Extended Warranty	Trip Cancellation Trip Delay Primary Purchase Protection Extended Warranty	Trip Cancellation Trip Delay Primary Purchase Protection Return Protection Extended Warranty