OpenCard AI

U.S. Bank Visa® Platinum Card

U.S. Bank

No Annual Fee
Annual Fee
VisaGood → ExcellentNo Foreign Transaction Feeno-annual-fee

🎁 Welcome Offer

No Welcome Offer

Earning Rates

4×Prepaid air, hotel, car reservations (Travel Center)4% cash back on prepaid travel booked directly via U.S. Bank Travel Center

Annual Credits

$20
annual statement credit/year

Travel Benefits

Other Benefits

Cell phone protection

Up to $600 reimbursed if cell phone is stolen or damaged when paying monthly cellular bill with card

ExtendedPay Plan

One 3-month $0 fee ExtendPay Plan annually after intro APR offer expires

Free credit score access

View credit score anytime via mobile app or online banking

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:50.006Z

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