OOpenCard

U.S. Bank Shopper Cash Rewards® Visa Signature® Card

U.S. Bank

$95
Annual Fee
visaGood → Excellentcash-backselectable-rewardsmerchant-rewardstoday

Welcome Offer

250 pts(≈ $250)Spend $2,000 within 4 months

Earning Rates

6×Two chosen retailers6% cash back on the first $1,500 in combined eligible purchases each quarter with two retailers you choose.
3×One chosen everyday category3% cash back on the first $1,500 in eligible purchases each quarter in one everyday category you choose, such as wholesale clubs, gas and EV charging stations, bills and utilities.
5.5×Prepaid hotels and car rentals through U.S. Bank Travel Center5.5% cash back on hotel and car reservations booked directly in the Travel Center.
1.5×All other eligible purchases1.5% cash back on all other eligible purchases.

Dynamic Reward Rules

Selectable rewards

Manual selection or activation required.quarterly

6% applies to first $1,500 in combined eligible purchases each quarter with two chosen retailers; 3% applies to first $1,500 each quarter in one chosen everyday category.

Insurance

Application Rules

Sources

Last Updated: Jun 13, 2026