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U.S. Bank Business Altitude® Connect Visa Signature® Card

U.S. Bank

$95
Annual Fee
visaGood → Excellentbusinesspremium17 days ago

Welcome Offer

75,000 pts(≈ $750)Spend $6,000 within 6 months
Check issuer terms ↗
OpenCard analysis

Is the U.S. Bank Business Altitude Connect Visa Signature Card right for you?

The U.S. Bank Business Altitude Connect Visa Signature is a $95-a-year business rewards card from U.S. Bank. Its strongest everyday earning is 4x on Travel, Gas & EV Charging, with 1x on most other purchases. Whether it pays off depends on how often you'd use its travel benefits, not on the headline earning rates.

Who it's for

  • ✓ Business owners who want business spending on its own card
  • ✓ People who spend steadily on Travel, Gas & EV Charging, where it earns 4x
  • ✓ Frequent flyers who will actually use Priority Pass Digital

Who should skip it

  • — Travelers who prefer booking directly rather than through U.S. Bank Travel Center
  • — Applicants without a business or business income
  • — Heavy spenders outside Travel, Gas & EV Charging — everything else earns 1x

First-year value estimate

Welcome bonus
$750
Rewards on spending
$210
Annual fee (year 1)
−$95
Year 1, before credits
$865

Year two, without the welcome bonus: about $115 before credits ($210 in rewards minus the $95 fee).

Assumptions

  • $3,000 a year in Travel, Gas & EV Charging (4x) and $9,000 on everything else (1x) — $12,000 total, about $1,000 a month.
  • Rewards valued at 1¢ per point or 1% cash back (cash-equivalent).
  • Welcome bonus: 75,000 U.S. Bank Rewards at 1¢ each (OpenCard valuation) ≈ $750.
  • Annual fee of $95 in year one and every year after.

An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-10-02.

Rules and gotchas

  • The welcome bonus requires $6,000 in 6 months — roughly $1,000 a month. That fits inside the $1,000 a month in our illustration.
  • Bonus cap on Travel, Gas & EV Charging: 4X on travel including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend (excludes discount stores/supercenters and wholesale clubs)

Frequently asked questions

Does the U.S. Bank Business Altitude Connect Visa Signature have an annual fee?
Yes — $95 a year, according to the issuer information in our record.
What does the U.S. Bank Business Altitude Connect Visa Signature earn?
5x on Travel Center Hotels & Car Rentals booked through U.S. Bank Travel Center, 4x on Travel, Gas & EV Charging, 2x on Dining & Cell Phone, and 1x on other purchases. Some bonus rates are capped; see the rules and gotchas above.
Is the U.S. Bank Business Altitude Connect Visa Signature worth it in the first year?
Using our illustration ($12,000 of yearly spending, $3,000 of it in Travel, Gas & EV Charging), the first year comes out around $865 before credits, including a welcome bonus valued at $750. Year two drops to about $115 before credits.
What credit do I need for the U.S. Bank Business Altitude Connect Visa Signature?
Our record lists "Good to Excellent" credit as the typical target for the U.S. Bank Business Altitude Connect Visa Signature. As a business card, the application also asks about the business. U.S. Bank makes the final decision based on its own criteria.

Earning Rates

5×Travel Center Hotels & Car Rentals5X on hotels and car rentals booked directly in the U.S. Bank Travel Center
4×Travel, Gas & EV Charging4X on travel including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend (excludes discount stores/supercenters and wholesale clubs)
2×Dining & Cell Phone2X on dining, takeout, restaurant delivery and cell phone services
1×All Other Purchases1X on all other purchases

Other Benefits

Lounges

Priority Pass Digital

Other Benefits

Cell phone protection

Up to $600 coverage for stolen/damaged cell phones

Travel and Emergency Assistance

24/7 travel and emergency assistance services

Insurance

Trip Cancellation
Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty

Sources

Last Updated: Oct 2, 2026