U.S. Bank Business Altitude® Connect Visa Signature® Card
U.S. Bank
$95
Annual Fee
visaGood → Excellentbusinesspremium17 days ago
Welcome Offer
75,000 pts(≈ $750)Spend $6,000 within 6 months
OpenCard analysis
Is the U.S. Bank Business Altitude Connect Visa Signature Card right for you?
The U.S. Bank Business Altitude Connect Visa Signature is a $95-a-year business rewards card from U.S. Bank. Its strongest everyday earning is 4x on Travel, Gas & EV Charging, with 1x on most other purchases. Whether it pays off depends on how often you'd use its travel benefits, not on the headline earning rates.
Who it's for
- ✓ Business owners who want business spending on its own card
- ✓ People who spend steadily on Travel, Gas & EV Charging, where it earns 4x
- ✓ Frequent flyers who will actually use Priority Pass Digital
Who should skip it
- — Travelers who prefer booking directly rather than through U.S. Bank Travel Center
- — Applicants without a business or business income
- — Heavy spenders outside Travel, Gas & EV Charging — everything else earns 1x
First-year value estimate
Welcome bonus
$750
Rewards on spending
$210
Annual fee (year 1)
−$95
Year 1, before credits
$865
Year two, without the welcome bonus: about $115 before credits ($210 in rewards minus the $95 fee).
Assumptions
- $3,000 a year in Travel, Gas & EV Charging (4x) and $9,000 on everything else (1x) — $12,000 total, about $1,000 a month.
- Rewards valued at 1¢ per point or 1% cash back (cash-equivalent).
- Welcome bonus: 75,000 U.S. Bank Rewards at 1¢ each (OpenCard valuation) ≈ $750.
- Annual fee of $95 in year one and every year after.
An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-10-02.
How it compares
Costco Anywhere Business →
Citi, lower fee ($0 vs $95); earns 5x on Gas at Costco.
Chase Ink Business Preferred →
Chase, same $95 annual fee; earns 5x on Lyft Rides.
United Business →
Chase, higher fee ($150 vs $95); earns 2x on Gas Stations.
Rules and gotchas
- The welcome bonus requires $6,000 in 6 months — roughly $1,000 a month. That fits inside the $1,000 a month in our illustration.
- Bonus cap on Travel, Gas & EV Charging: 4X on travel including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend (excludes discount stores/supercenters and wholesale clubs)
Frequently asked questions
- Does the U.S. Bank Business Altitude Connect Visa Signature have an annual fee?
- Yes — $95 a year, according to the issuer information in our record.
- What does the U.S. Bank Business Altitude Connect Visa Signature earn?
- 5x on Travel Center Hotels & Car Rentals booked through U.S. Bank Travel Center, 4x on Travel, Gas & EV Charging, 2x on Dining & Cell Phone, and 1x on other purchases. Some bonus rates are capped; see the rules and gotchas above.
- Is the U.S. Bank Business Altitude Connect Visa Signature worth it in the first year?
- Using our illustration ($12,000 of yearly spending, $3,000 of it in Travel, Gas & EV Charging), the first year comes out around $865 before credits, including a welcome bonus valued at $750. Year two drops to about $115 before credits.
- What credit do I need for the U.S. Bank Business Altitude Connect Visa Signature?
- Our record lists "Good to Excellent" credit as the typical target for the U.S. Bank Business Altitude Connect Visa Signature. As a business card, the application also asks about the business. U.S. Bank makes the final decision based on its own criteria.
Earning Rates
5×Travel Center Hotels & Car Rentals5X on hotels and car rentals booked directly in the U.S. Bank Travel Center
4×Travel, Gas & EV Charging4X on travel including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend (excludes discount stores/supercenters and wholesale clubs)
2×Dining & Cell Phone2X on dining, takeout, restaurant delivery and cell phone services
1×All Other Purchases1X on all other purchases
Other Benefits
Lounges
Priority Pass Digital
Other Benefits
Cell phone protection
Up to $600 coverage for stolen/damaged cell phones
Travel and Emergency Assistance
24/7 travel and emergency assistance services
Insurance
Trip Cancellation
Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty
Sources
- https://www.usbank.com/business-banking/business-credit-cards/business-altitude-connect-credit-card.html
- https://money.usnews.com/credit-cards/us-bank/us-bank-business-altitude-connect-visa-signature-card
Last Updated: Oct 2, 2026