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Upgrade Triple Cash Rewards Visa

Upgrade (Cross River Bank)

No Annual Fee
Annual Fee
VisaFair → Excellentcash-backno-annual-fee

🎁 Welcome Offer

(≈ $$200)

Earning Rates

3×Home purchases (furniture, appliances, home improvement, etc.)Unlimited 3% cash back on home category
3×Auto purchases (car washes, auto parts, service, etc.)Unlimited 3% cash back on auto category
3×Health purchases (doctor visits, pharmacy, gym, etc.)Unlimited 3% cash back on health category
1×All other purchasesUnlimited 1% cash back on all other purchases

Travel Benefits

Other Benefits

Credit/loan hybrid

Like other Upgrade cards, functions as both credit card and installment loan — remaining balance converts to fixed-rate repayment in equal monthly installments

Upgrade Shopping discounts

Additional discounts available through Upgrade Shopping portal

Insurance

Application Rules

Sources

Last Updated: 2026-04-16T13:41:50.004Z

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Travel Essentials

Gear that frequent flyers love

Neck Pillows

Cabeau Evolution S3 Memory Foam Travel Pillow
Cabeau Evolution S3 Memory Foam Travel Pillow
$40-50⭐ 4.6
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Trtl Pillow 2.0 - Scientifically Proven Neck Support
Trtl Pillow 2.0 - Scientifically Proven Neck Support
$35-45⭐ 4.4
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Napfun Memory Foam Travel Neck Pillow
Napfun Memory Foam Travel Neck Pillow
$20-30⭐ 4.3
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Travel Adapters

TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
$25-35⭐ 4.7
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Anker Nano Travel Adapter (5-Port)
Anker Nano Travel Adapter (5-Port)
$30-40⭐ 4.6
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SAUNORCH Universal Travel Adapter
SAUNORCH Universal Travel Adapter
$15-25⭐ 4.5
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Accessories

Go Travel Dreamer Eye Mask with Ear Plugs
Go Travel Dreamer Eye Mask with Ear Plugs
$8-12⭐ 4.2
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eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
$6-10⭐ 4.1
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