OOpenCard

Upgrade Triple Cash Rewards Visa

Upgrade (Cross River Bank)

No Annual Fee
Annual Fee
visaFair → Excellentcash-backno-annual-feelast month

Welcome Offer

(≈ $200)

Earning Rates

3×Home purchases (furniture, appliances, home improvement, etc.)Unlimited 3% cash back on home category
3×Auto purchases (car washes, auto parts, service, etc.)Unlimited 3% cash back on auto category
3×Health purchases (doctor visits, pharmacy, gym, etc.)Unlimited 3% cash back on health category
1×All other purchasesUnlimited 1% cash back on all other purchases

Insurance

Application Rules

Sources

Last Updated: Apr 16, 2026