OOpenCard

Sears Mastercard®

Synchrony

No Annual Fee
Annual Fee
mastercardFair → GoodNo Foreign Transaction Feeno-annual-feelast month

Welcome Offer

No Welcome Offer

Earning Rates

2×Sears, Kmart, Sears Home Services20 points per $1 (2% back) at Sears, Kmart, and Sears Home Services
1×All other purchases10 points per $1 (1% back) on all other eligible purchases

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 16, 2026