OOpenCard

PayPal Cashback Mastercard®

Synchrony

No Annual Fee
Annual Fee
mastercardGood → ExcellentNo Foreign Transaction Feecash-backno-annual-feelast month

Welcome Offer

No Welcome Offer

Earning Rates

3×PayPal Checkout3% cash back when checking out with PayPal
2×All other purchases2% cash back on all other purchases

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 27, 2026