OpenCard AI

PayPal Cashback Mastercard®

Synchrony

No Annual Fee
Annual Fee
MastercardGood → ExcellentNo Foreign Transaction Feecash-backno-annual-fee

🎁 Welcome Offer

No Welcome Offer

Earning Rates

3×PayPal Checkout3% cash back when checking out with PayPal
2×All other purchases2% cash back on all other purchases

Travel Benefits

Other Benefits

Mastercard benefits

Standard Mastercard benefits including fraud protection and purchase security

PayPal integration

Seamless integration with PayPal balance and checkout

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.992Z

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