OpenCard AI
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CareCredit Rewards Mastercard®

Synchrony

No Annual Fee
Annual Fee
MastercardFair → ExcellentNo Foreign Transaction Feecash-backno-annual-fee

🎁 Welcome Offer

No Welcome Offer

Earning Rates

2×CareCredit provider network (purchases under $200)2+ points per $1 at CareCredit enrolled provider locations for purchases under $200
1×CareCredit provider network (purchases $200+)1 point per $1 for purchases $200+ at CareCredit enrolled locations
1×All other purchases1 point per $1 on all other purchases

Travel Benefits

Other Benefits

Mastercard acceptance

Can be used anywhere Mastercard is accepted (unlike the store-only CareCredit card)

Promotional financing

Same promotional financing options as CareCredit card at enrolled provider locations

Insurance

Rental InsuranceSecondary
Purchase Protection✓
Extended Warranty✓

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.963Z

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Travel Essentials

Gear that frequent flyers love

Neck Pillows

Cabeau Evolution S3 Memory Foam Travel Pillow
Cabeau Evolution S3 Memory Foam Travel Pillow
$40-50⭐ 4.6
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Trtl Pillow 2.0 - Scientifically Proven Neck Support
Trtl Pillow 2.0 - Scientifically Proven Neck Support
$35-45⭐ 4.4
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Napfun Memory Foam Travel Neck Pillow
Napfun Memory Foam Travel Neck Pillow
$20-30⭐ 4.3
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Travel Adapters

TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
$25-35⭐ 4.7
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Anker Nano Travel Adapter (5-Port)
Anker Nano Travel Adapter (5-Port)
$30-40⭐ 4.6
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SAUNORCH Universal Travel Adapter
SAUNORCH Universal Travel Adapter
$15-25⭐ 4.5
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Accessories

Go Travel Dreamer Eye Mask with Ear Plugs
Go Travel Dreamer Eye Mask with Ear Plugs
$8-12⭐ 4.2
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eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
$6-10⭐ 4.1
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