OOpenCard

CareCredit Rewards Mastercard®

Synchrony

No Annual Fee
Annual Fee
mastercardFair → ExcellentNo Foreign Transaction Feecash-backno-annual-feelast month

Welcome Offer

No Welcome Offer

Earning Rates

2×CareCredit provider network (purchases under $200)2+ points per $1 at CareCredit enrolled provider locations for purchases under $200
1×CareCredit provider network (purchases $200+)1 point per $1 for purchases $200+ at CareCredit enrolled locations
1×All other purchases1 point per $1 on all other purchases

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 27, 2026