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SoFi Credit Card (Unlimited 2%)

SoFi / First Bank

No Annual Fee
Annual Fee
MastercardGood → Excellent (Pre-qual)No Foreign Transaction Feeno-annual-fee

🎁 Welcome Offer

Earning Rates

2×All eligible purchasesUnlimited 2% cash back (2 points per $1). Points worth 1 cent each when redeemed into SoFi checking, savings, investment, or toward qualifying loans/card.
3×Travel booked through SoFi Travel3% back on travel booked through SoFi Travel

Travel Benefits

Other Benefits

SoFi ecosystem integration

Redeem rewards into SoFi checking, savings, investment accounts, or toward SoFi personal/student loans, or SoFi credit card balance

SoFi Travel

3% back on travel booked through SoFi Travel portal

Insurance

Rental InsuranceAuto Rental Collision Damage Waiver
Purchase Protection✓
Extended Warranty✓

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.995Z

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Travel Essentials

Gear that frequent flyers love

Neck Pillows

Cabeau Evolution S3 Memory Foam Travel Pillow
Cabeau Evolution S3 Memory Foam Travel Pillow
$40-50⭐ 4.6
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Trtl Pillow 2.0 - Scientifically Proven Neck Support
Trtl Pillow 2.0 - Scientifically Proven Neck Support
$35-45⭐ 4.4
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Napfun Memory Foam Travel Neck Pillow
Napfun Memory Foam Travel Neck Pillow
$20-30⭐ 4.3
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Travel Adapters

TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
$25-35⭐ 4.7
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Anker Nano Travel Adapter (5-Port)
Anker Nano Travel Adapter (5-Port)
$30-40⭐ 4.6
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SAUNORCH Universal Travel Adapter
SAUNORCH Universal Travel Adapter
$15-25⭐ 4.5
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Accessories

Go Travel Dreamer Eye Mask with Ear Plugs
Go Travel Dreamer Eye Mask with Ear Plugs
$8-12⭐ 4.2
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eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
$6-10⭐ 4.1
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