PenFed Gold Visa® Card
PenFed Credit Union
No Annual Fee
Annual Fee
visaGood → ExcellentNo Foreign Transaction Feeno-annual-feelast month
Welcome Offer
No Welcome Offer
Earning Rates
1×All Purchases1x point per $1 on all purchases (no rewards in traditional sense - primarily a low APR card)
Insurance
Rental InsuranceSecondary
Purchase Protection
Extended Warranty
Application Rules
Sources
- https://www.penfed.org/credit-cards/gold-visa
- https://www.nerdwallet.com/credit-cards/learn/penfed-gold
Last Updated: Apr 16, 2026
Travel Essentials
Gear that frequent flyers love
Neck Pillows
Travel Adapters
Accessories
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