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PenFed Gold Visa® Card

PenFed Credit Union

No Annual Fee
Annual Fee
VisaGood → ExcellentNo Foreign Transaction Feeno-annual-fee

🎁 Welcome Offer

No Welcome Offer

Earning Rates

1×All Purchases1x point per $1 on all purchases (no rewards in traditional sense - primarily a low APR card)

Travel Benefits

Other Benefits

Cell phone protection

Up to $500 per claim ($50 deductible) for stolen or damaged cell phone when paying monthly wireless bill

Travel Accident Coverage

Up to $100,000 in travel accident insurance when booking travel with card

Roadside Dispatch

Emergency roadside assistance services

ExtendedPay Plan

0% intro APR for 15 months on purchases and balance transfers

Insurance

Rental InsuranceSecondary
Purchase Protection✓
Extended Warranty✓

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.993Z

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Travel Essentials

Gear that frequent flyers love

Neck Pillows

Cabeau Evolution S3 Memory Foam Travel Pillow
Cabeau Evolution S3 Memory Foam Travel Pillow
$40-50⭐ 4.6
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Trtl Pillow 2.0 - Scientifically Proven Neck Support
Trtl Pillow 2.0 - Scientifically Proven Neck Support
$35-45⭐ 4.4
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Napfun Memory Foam Travel Neck Pillow
Napfun Memory Foam Travel Neck Pillow
$20-30⭐ 4.3
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Travel Adapters

TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
TESSAN Universal Travel Adapter (3 USB-C + 2 USB-A)
$25-35⭐ 4.7
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Anker Nano Travel Adapter (5-Port)
Anker Nano Travel Adapter (5-Port)
$30-40⭐ 4.6
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SAUNORCH Universal Travel Adapter
SAUNORCH Universal Travel Adapter
$15-25⭐ 4.5
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Accessories

Go Travel Dreamer Eye Mask with Ear Plugs
Go Travel Dreamer Eye Mask with Ear Plugs
$8-12⭐ 4.2
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eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
eBuyGB Lightweight Travel Eye Mask + Ear Plugs Set
$6-10⭐ 4.1
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