OpenCard AI

JPMorgan Reserve Card

Chase

$995
Annual Fee
VisaExcellentNo Foreign Transaction Feelounge-accesspremiumtransferable

🎁 Welcome Offer

No Welcome Offer

Earning Rates

10×Travel10x points on travel purchased through Chase Travel
5×All Other Travel5x points on all other travel purchases
3×Dining3x points at restaurants worldwide
1×All Other Purchases1x points on all other purchases

Annual Credits

$300
Annual Travel Credit

$300 annual credit for travel purchases.

/year
Priority Pass Membership

Complimentary Priority Pass Select membership.

/year
$100
Global Entry Credit

Up to $100 every 4 years for Global Entry.

/year

Travel Benefits

Other Benefits

Priority Pass Select

Unlimited Priority Pass Select lounge access for cardmember and guests

Global Entry/TSA PreCheck

Up to $120 reimbursement every 4 years for Global Entry/TSA PreCheck

Transfer Partners

1:1 transfer to Chase Ultimate Rewards airline/hotel partners

FHR Benefits

Access to Chase's Luxury Hotel & Resort Collection (FHR) with breakfast, upgrades, and $100 experience credit

The Hotel Collection

THC: Complimentary room upgrade and $100 food/beverage credit

24/7 Concierge

Dedicated concierge service

Primary Auto Rental Collision Damage Waiver

Primary rental car coverage worldwide

Trip Cancellation/Interruption

Up to $20,000 per person and $40,000 per trip

JPMorgan Private Client

Exclusive to JPMorgan Private Client clients (typically $2M+ assets under management)

Insurance

Trip Cancellation
Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.988Z

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