IHG One Rewards Premier Credit Card
Chase
$99
Annual Fee
VisaGoodNo Foreign Transaction Feecash-backhotel
🎁 Welcome Offer
140,000 pts(≈ $$700)Spend $4,000 within 3 months
Earning Rates
26×IHG Hotels & Resorts26x total points per $1 at IHG Hotels & Resorts (10x from card + 6x IHG Rewards members + 10x as Platinum elite or higher)
5×Chase Travel
3×Gas Stations
3×Restaurants
1×All Other Purchases
Benefits & Credits
$40000
Anniversary Free Night/year
$100
Global Entry/TSA PreCheck/year
Travel Benefits
Other Benefits
Automatic Platinum Elite Status
IHG Platinum Elite status (20% bonus points, complimentary upgrades, late checkout, and more)
Fourth Night Free
Fourth night free on award stays (book 3 nights, get 4th free — automatically applied)
Points Spending Discount
20% off when purchasing IHG points (up to 50% off on larger purchases)
No Foreign Transaction Fees
Use card internationally without FTF
Insurance
Trip Cancellation✓
Trip Delay✓
Rental InsuranceSecondary
Purchase Protection✓
Extended Warranty✓
Application Rules
Sources
- https://creditcards.chase.com/travel-credit-cards/ihg-rewards-club/premier
- https://thepointsguy.com/credit-cards/ihg-premier-annual-fee-worth-it/
- https://www.nerdwallet.com/travel/learn/reasons-to-get-the-ihg-one-rewards-premier
Last Updated: 2026-04-16T13:41:49.987Z
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