HSBC Premier World Mastercard
HSBC
$95
Annual Fee
World MastercardGood → ExcellentNo Foreign Transaction Fee
🎁 Welcome Offer
50,000 pts(≈ $$250)Spend $4,000 within 3 months
Earning Rates
3×Gas stations3x points at gas stations
3×Grocery stores3x points at grocery stores
2×Travel (airlines, hotels, car rentals)2x points on travel
2×Streaming services2x points on streaming services
2×Instacart2x points on Instacart
1×All other purchases1x point on all other purchases
Annual Credits
Lounge passes/year
Streaming credit/year
Travel Benefits
Other Benefits
Priority Pass Lounge Access
2 lounge passes per year (upgraded to unlimited for primary cardholder + 3 guests as of Aug 2025)
World Mastercard Benefits
Mastercard Travel & Lifestyle Services, Luxury Hotel Collection
No foreign transaction fees
No FTFs on international purchases
Insurance
Rental InsuranceAuto Rental Collision Damage Waiver
Purchase Protection✓
Extended Warranty✓
Application Rules
Sources
- https://www.us.hsbc.com/credit-cards/products/premier/
- https://maxrewards.com/credit-cards/hsbc-premier
- https://milelion.com/2025/07/19/buffed-hsbc-premier-mastercard-boosts-earn-rates-adds-unlimited-lounge-access-and-other-perks/
Last Updated: 2026-04-16T13:41:49.986Z
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