Does the DoorDash Rewards Mastercard have an annual fee?

No. Our record lists a $0 annual fee for the DoorDash Rewards Mastercard.

What does the DoorDash Rewards Mastercard earn?

4% on DoorDash and Caviar orders, 3% on Dining (direct from restaurant), 2% on Grocery stores (online or in-store), and 1% on other purchases.

Is the DoorDash Rewards Mastercard worth it in the first year?

Using our illustration ($12,000 of yearly spending, $3,000 of it in DoorDash and Caviar orders), the first year comes out around $210 before credits, including a welcome bonus valued at $0. Year two drops to about $210 before credits.

What credit do I need for the DoorDash Rewards Mastercard?

Our record lists "Good" credit as the typical target for the DoorDash Rewards Mastercard. Chase makes the final decision based on its own criteria.

DoorDash Rewards Mastercard®

Chase

No Annual Fee

Annual Fee

mastercardGoodcash-backno-annual-fee6 months ago

Welcome Offer

(≈ $250)Spend $500 within 3 months

Check issuer terms ↗

OpenCard analysis

Is the DoorDash Rewards Mastercard right for you?

The DoorDash Rewards Mastercard is a no-annual-fee cash-back card from Chase. Its strongest everyday earning is 4% on DoorDash and Caviar orders, with 1% on most other purchases. With no fee, the question is simply whether 4% on DoorDash and Caviar orders beats what your current card earns there.

Who it's for

✓ People who spend steadily on DoorDash and Caviar orders, where it earns 4%
✓ Anyone who wants DoorDash and Caviar orders rewards without paying an annual fee

Who should skip it

— Heavy spenders outside DoorDash and Caviar orders — everything else earns 1%

First-year value estimate

Welcome bonus

Rewards on spending

$210

Annual fee (year 1)

−$0

Year 1, before credits

$210

Year two, without the welcome bonus: about $210 before credits ($210 in rewards minus the $0 fee).

Assumptions

$3,000 a year in DoorDash and Caviar orders (4%) and $9,000 on everything else (1%) — $12,000 total, about $1,000 a month.
Rewards valued at 1¢ per point or 1% cash back (cash-equivalent).
No welcome bonus is listed in our record, so none is counted.
No annual fee in any year.

An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-04-16.

How it compares

Blue Cash Everyday →

American Express, same $0 annual fee; earns 3% on gas.

AARP Essential Rewards Mastercard from Barclays →

Barclays, same $0 annual fee; earns 3% on gas stations and drugstores.

Athleta Encore Mastercard →

Barclays, same $0 annual fee; earns 5% on Gap Inc. brands (Athleta, Gap, Banana Republic, Old Navy).

Compare side by side →

Rules and gotchas

The welcome bonus requires $500 in 3 months — roughly $167 a month. That fits inside the $1,000 a month in our illustration.

Frequently asked questions

Does the DoorDash Rewards Mastercard have an annual fee?: No. Our record lists a $0 annual fee for the DoorDash Rewards Mastercard.
What does the DoorDash Rewards Mastercard earn?: 4% on DoorDash and Caviar orders, 3% on Dining (direct from restaurant), 2% on Grocery stores (online or in-store), and 1% on other purchases.
Is the DoorDash Rewards Mastercard worth it in the first year?: Using our illustration ($12,000 of yearly spending, $3,000 of it in DoorDash and Caviar orders), the first year comes out around $210 before credits, including a welcome bonus valued at $0. Year two drops to about $210 before credits.
What credit do I need for the DoorDash Rewards Mastercard?: Our record lists "Good" credit as the typical target for the DoorDash Rewards Mastercard. Chase makes the final decision based on its own criteria.

Earning Rates

4×DoorDash and Caviar orders

3×Dining (direct from restaurant)

2×Grocery stores (online or in-store)

1×All Other Purchases

Insurance

Purchase Protection120 days against damage/theft, $500 per claim

Sources

Last Updated: Apr 16, 2026