OpenCard AI

Ulta Beauty Mastercard®

Bread Financial / Comenity Bank

No Annual Fee
Annual Fee
MastercardFair → GoodNo Foreign Transaction Feeno-annual-fee

🎁 Welcome Offer

No Welcome Offer

Earning Rates

4×Ulta Beauty Purchases4x points per $1 on Ulta Beauty purchases
2×Gas Stations2x points on gas station purchases
2×Dining2x points on dining purchases
1×All Other Purchases1x point on all other purchases

Travel Benefits

Other Benefits

Free birthday gift

Birthday gift from Ulta Beauty

Ulta Beauty events

Access to exclusive Ulta Beauty member events

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.998Z

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