OOpenCard

Ulta Beauty Mastercard®

Bread Financial

No Annual Fee
Annual Fee
mastercardFair → GoodNo Foreign Transaction Feeno-annual-feelast month

Welcome Offer

No Welcome Offer

Earning Rates

4×Ulta Beauty Purchases4x points per $1 on Ulta Beauty purchases
2×Gas Stations2x points on gas station purchases
2×Dining2x points on dining purchases
1×All Other Purchases1x point on all other purchases

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: Apr 27, 2026