OpenCard AI

Citi® Secured Mastercard®

Citi

No Annual Fee
Annual Fee
MastercardPoorNo Foreign Transaction Feeno-annual-feesecured

🎁 Welcome Offer

Earning Rates

1×All Purchases1 point per $1 spent; points can be redeemed for cash credit

Travel Benefits

Other Benefits

Credit Bureau Reporting

Reports to all three major credit bureaus (Equifax, Experian, TransUnion)

Security Deposit

Refundable deposit required: $200 minimum, $2,500 maximum. Deposit equals your credit limit.

Graduation Program

May graduate to an unsecured Citi card after about 18 months of on-time payments

Insurance

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.977Z

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