Citi® Secured Mastercard®
Citi
No Annual Fee
Annual Fee
MastercardPoorNo Foreign Transaction Feeno-annual-feesecured
🎁 Welcome Offer
Earning Rates
1×All Purchases1 point per $1 spent; points can be redeemed for cash credit
Travel Benefits
Other Benefits
Credit Bureau Reporting
Reports to all three major credit bureaus (Equifax, Experian, TransUnion)
Security Deposit
Refundable deposit required: $200 minimum, $2,500 maximum. Deposit equals your credit limit.
Graduation Program
May graduate to an unsecured Citi card after about 18 months of on-time payments
Insurance
Application Rules
Sources
- https://www.citi.com/credit-cards/understanding-credit-cards/build-credit-with-a-secured-credit-card
- https://wallethub.com/d/citi-secured-credit-card-1524c
- https://www.cnbc.com/select/citi-secured-mastercard-review/
Last Updated: 2026-04-16T13:41:49.977Z
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