OpenCard AI

United Club℠ Visa Infinite Card

Chase

$695
Annual Fee
VisaExcellentNo Foreign Transaction Feeairlinepremium

🎁 Welcome Offer

100,000 pts(≈ {$1200})Spend $5,000 within 3 months

Earning Rates

4×United Airlines Purchases
2×Hotels
2×Restaurants
1×All Other Purchases

Benefits & Credits

$150
Rideshare Credit/year
$75
Instacart Credit/quarter
$30
Streaming Credit/quarter

Other Benefits

United Club Membership

United Club all-access membership — unlimited entry to United Club lounges worldwide and Star Alliance lounges when flying United or partners

Two Free Checked Bags

First 2 checked bags free for cardmember and companions on the same reservation (saves $80-160 round trip)

Premier Access

Full Premier Access travel services: priority check-in, security, boarding, and baggage handling

No Foreign Transaction Fees

Use card internationally without FTF

Global Entry/TSA PreCheck

Up to $120 credit for Global Entry or TSA PreCheck every 4 years

Award Flash Sales

Cardmember-only United MileagePlus award flash sales

Expanded Award Availability

Access to expanded United MileagePlus award availability

PQP Earnings

Earn up to 10,000 Premier Qualifying Points (PQP) per year (500 PQP per $12,000 spent)

Complimentary Instacart+

Complimentary Instacart+ membership ($9.99/month value)

Insurance

Trip Cancellation
Trip Delay
Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.998Z

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