OpenCard AI

United Club℠ Business Card

Chase

$695
Annual Fee
VisaExcellentNo Foreign Transaction Feeairlinebusiness

🎁 Welcome Offer

110,000 pts(≈ $$1300)Spend $5,000 within 3 months

Earning Rates

8×United Flights6X miles as MileagePlus member + 2X miles with United Club Business Card. Excludes Basic Economy.
2×Other United Purchases2X miles on all other eligible United purchases
5×Renowned Hotels (Prepaid via United)5X miles on hotel stays prepaid directly through Renowned Hotels and Resorts for United Cardmembers
1.5×All Other Purchases

Benefits & Credits

$200
Renowned Hotels Credit/year
$150
Rideshare Credit/year
$100
Avis/Budget Car Rental Credit/year
$240
Instacart Credit/year
$200
JSX Credit/year
$50
FareLock Credit/year
$5000
Better Together Bonus/year

Travel Benefits

Lounges

0

Other Benefits

Premier Access

Priority check-in, security screening, boarding, and baggage handling where available

Free Checked Bags

First and second checked bags free for primary cardmember and one companion on United (save up to $360 roundtrip)

Economy Plus Upgrades

2 global Economy Plus seat upgrades after spending $40,000 each calendar year

PQP Earning

1 PQP per $15 spent on card purchases, up to 28,000 PQP per year — can help earn Premier status

Award Flight Discount

Save at least 10% when booking United flights with miles. Premier members earn even more.

Insurance

Trip Cancellation
Trip Delay
Rental InsurancePrimary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.998Z

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