United Club℠ Card

Chase

$695

Annual Fee

VisaExcellentNo Foreign Transaction Feeairline

🎁 Welcome Offer

110,000 pts(≈ $$1300)Spend $5,000 within 3 months

Earning Rates

5×United Airlines Tickets5X miles on United airline tickets purchased directly from United (4 bonus miles on top of 1 base mile)

5×United Seat Upgrades & Inflight5X miles on seat upgrades, Economy Plus, inflight food/beverages/Wi-Fi, and baggage fees purchased from United

5×United Card Events5X miles on United Card Events from Chase

5×Renowned Hotels (via Chase Travel)5X miles on prepaid hotel bookings through Renowned Hotels and Resorts for United Cardmembers via Chase Travel

2×Dining2X miles at restaurants including takeout and eligible delivery services

2×Travel (Non-United)2X miles on travel purchases excluding United

1×All Other Purchases

Annual Credits

$750

United Club Membership/year

$200

Annual Travel Credit/year

$5000

Better Together Bonus/year

Travel Benefits

Lounges

Other Benefits

Premier Access

Priority check-in, security screening, boarding, and baggage handling privileges where available

Free Checked Bags

First and second checked bags free for cardmember and one companion on United-operated flights (terms apply)

Award Flight Discount

Up to 20,000-mile award flight discount annually when booking with miles; Premier members earn more

PQP Earning

Up to 10,000 PQP per year earned through card spend (1 PQP per $15 spent in certain categories), up to 28,000 PQP calendar year max

Insurance

Trip Cancellation✓

Trip Delay✓

Rental InsurancePrimary

Purchase Protection✓

Extended Warranty✓

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.998Z

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