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Chase Disney Visa Card

Chase

No Annual Fee
Annual Fee
visaGoodno-annual-fee17 days ago

Welcome Offer

$150Spend $500 within 3 months
Check issuer terms ↗
OpenCard analysis

Is the Chase Disney Visa Card right for you?

The Chase Disney Visa is a no-annual-fee cash-back card from Chase. It earns a flat 1% on purchases. With no fee, it only needs to beat the flat rate your current card already pays.

Who it's for

  • ✓ Anyone who wants flat-rate rewards without paying an annual fee
  • ✓ People who want one rate (1%) everywhere without tracking categories

First-year value estimate

Welcome bonus
$150
Rewards on spending
$120
Annual fee (year 1)
−$0
Year 1, before credits
$270

Year two, without the welcome bonus: about $120 before credits ($120 in rewards minus the $0 fee).

Assumptions

  • $12,000 a year of purchases at 1%, about $1,000 a month.
  • Rewards valued at 1¢ per point or 1% cash back (cash-equivalent).
  • Welcome bonus: the $150 bonus at face value ≈ $150.
  • No annual fee in any year.
  • Recurring credits are listed separately below and are not counted here.

An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-10-02.

How the fee is offset by credits

With no annual fee, any credit you use is pure upside.

CreditTermsPer year (face value)
DoorDash Non-Restaurant Credit$10 per quarter, enrollment required$40
Total face value$40

Rules and gotchas

  • The welcome bonus requires $500 in 3 months — roughly $167 a month. That fits inside the $1,000 a month in our illustration.
  • One of the listed credits requires enrollment before it works.

Frequently asked questions

Does the Chase Disney Visa have an annual fee?
No. Our record lists a $0 annual fee for the Chase Disney Visa.
What does the Chase Disney Visa earn?
A flat 1% on purchases.
Is the Chase Disney Visa worth it in the first year?
Using our illustration ($12,000 of yearly spending), the first year comes out around $270 before credits, including a welcome bonus valued at $150. Year two drops to about $120 before credits.
What credit do I need for the Chase Disney Visa?
Our record lists "Good" credit as the typical target for the Chase Disney Visa. Chase makes the final decision based on its own criteria.

Earning Rates

1×All Purchases1% in Disney Rewards Dollars

Benefits & Credits

$10
DoorDash Non-Restaurant Credit

Up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter (DashMart, 7-Eleven, CVS, Safeway, etc.). Requires active DashPass enrollment. Per Chase cobrand-doordash terms.

/quarter

Insurance

Sources

Last Updated: Oct 2, 2026