Bank of America® Unlimited Cash Rewards Credit Card
Bank of America
No Annual Fee
Annual Fee
visaGoodNo Foreign Transaction Feecash-backno-annual-feelast month
Welcome Offer
(≈ $200)Spend $1,000 within 3 months
Earning Rates
2×All PurchasesFirst year unlimited 2% cash back (1.5% base + 0.5% bonus)
1.5×All PurchasesAfter first year, base rate is 1.5% cash back
3.125×All PurchasesPlatinum Honors members earn 1.5% + 75% bonus = 3.125%
Insurance
Application Rules
Sources
- https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/
- https://www.forbes.com/advisor/credit-cards/reviews/bank-of-america-unlimited-cash-rewards-credit-card/
- https://money.usnews.com/credit-cards/bank-of-america/bank-of-america-unlimited-cash-rewards-credit-card
Last Updated: Apr 24, 2026
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