OpenCard AI

Bank of America® Unlimited Cash Rewards Credit Card

Bank of America

No Annual Fee
Annual Fee
VisaGoodNo Foreign Transaction Feecash-backno-annual-fee

🎁 Welcome Offer

200 pts(≈ $$200)Spend $1,000 within 3 months

Earning Rates

1.5×All purchasesUnlimited 1.5% cash back on all purchases (2% first year). Rate boosted up to 2.62% with Preferred Rewards Gold/Platinum/Platinum Honors tiers.

Travel Benefits

Other Benefits

Preferred Rewards Boost

25%-75% bonus cash back via Preferred Rewards program (Gold/Platinum/Platinum Honors tiers)

Fraud Protection

Zero Liability protection for unauthorized transactions

Insurance

Rental InsuranceSecondary
Purchase Protection
Extended Warranty

Application Rules

Sources

Last Updated: 2026-04-16T13:41:49.957Z

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