OOpenCard

Bank of America® Unlimited Cash Rewards Credit Card

Bank of America

No Annual Fee
Annual Fee
visaGoodNo Foreign Transaction Feecash-backno-annual-feelast month

Welcome Offer

(≈ $200)Spend $1,000 within 3 months

Earning Rates

2×All PurchasesFirst year unlimited 2% cash back (1.5% base + 0.5% bonus)
1.5×All PurchasesAfter first year, base rate is 1.5% cash back
3.125×All PurchasesPlatinum Honors members earn 1.5% + 75% bonus = 3.125%

Insurance

Application Rules

Sources

Last Updated: Apr 24, 2026