Does the JetBlue Business have an annual fee?

Yes — $99 a year, according to the issuer information in our record.

What does the JetBlue Business earn?

6x on jetblue, 2x on restaurants, 2x on office supply stores, 1x on all other, and 1x on other purchases.

Is the JetBlue Business worth it in the first year?

Using our illustration ($12,000 of yearly spending, $3,000 of it in jetblue), the first year comes out around $902 before credits, including a welcome bonus valued at $650. Year two drops to about $252 before credits.

What credit do I need for the JetBlue Business?

Our record lists "Good to Excellent" credit as the typical target for the JetBlue Business. As a business card, the application also asks about the business. Barclays makes the final decision based on its own criteria.

JetBlue Business Card

Barclays

$99

Annual Fee

mastercardGood → Excellentairlinebusiness17 days ago

Welcome Offer

50,000 pts(≈ $650)Spend $4,000 within 3 months

OpenCard analysis

Is the JetBlue Business Card right for you?

The JetBlue Business is a $99-a-year business JetBlue TrueBlue card from Barclays. Its strongest everyday earning is 6x on jetblue, with 1x on most other purchases. It needs to earn at least $99 more a year than a no-fee alternative to justify the fee.

Who it's for

✓ Business owners who want business spending on its own card
✓ People who spend steadily on jetblue, where it earns 6x
✓ Regular JetBlue TrueBlue customers who will redeem with that program

Who should skip it

— People with no loyalty to JetBlue TrueBlue
— Applicants without a business or business income
— Heavy spenders outside jetblue — everything else earns 1x

First-year value estimate

Welcome bonus

$650

Rewards on spending

$351

Annual fee (year 1)

−$99

Year 1, before credits

$902

Year two, without the welcome bonus: about $252 before credits ($351 in rewards minus the $99 fee).

Assumptions

$3,000 a year in jetblue (6x) and $9,000 on everything else (1x) — $12,000 total, about $1,000 a month.
Rewards valued at 1.3¢ per JetBlue TrueBlue (OpenCard valuation; cash-out value can be lower).
Welcome bonus: 50,000 JetBlue TrueBlue at 1.3¢ each (OpenCard valuation) ≈ $650.
Annual fee of $99 in year one and every year after.

An illustration, not a promise of value. Change the spending to match yours; rewards are not cash until redeemed. Card data reviewed 2026-10-02.

How it compares

Delta SkyMiles Gold Business →

American Express, higher fee ($150 vs $99); earns 2x on delta purchases.

Atmos Rewards Visa Signature Business →

Bank of America, lower fee ($95 vs $99); earns 3x on Alaska Airlines purchases.

United Business →

Chase, higher fee ($150 vs $99); earns 2x on Gas Stations.

Compare side by side →

Rules and gotchas

The welcome bonus requires $4,000 in 3 months — roughly $1,333 a month. That's more than the $1,000 a month in our illustration, so the bonus assumes about $333 a month of extra spending.

Frequently asked questions

Does the JetBlue Business have an annual fee?: Yes — $99 a year, according to the issuer information in our record.
What does the JetBlue Business earn?: 6x on jetblue, 2x on restaurants, 2x on office supply stores, 1x on all other, and 1x on other purchases.
Is the JetBlue Business worth it in the first year?: Using our illustration ($12,000 of yearly spending, $3,000 of it in jetblue), the first year comes out around $902 before credits, including a welcome bonus valued at $650. Year two drops to about $252 before credits.
What credit do I need for the JetBlue Business?: Our record lists "Good to Excellent" credit as the typical target for the JetBlue Business. As a business card, the application also asks about the business. Barclays makes the final decision based on its own criteria.

Earning Rates

6×jetblue

2×restaurants

2×office_supply_stores

1×all_other

Insurance

Sources

Last Updated: Oct 2, 2026