OOpenCard

U.S. Bank Smartly™ Visa Signature® Card

U.S. Bank

免年费
年费
visaGood → Excellent免境外手续费no-annual-fee3 days ago

开卡奖励

无开卡奖励

回馈倍率

2×All eligible purchasesUnlimited 2% cash back when rewards are redeemed into an eligible U.S. Bank deposit account.
2.5×Relationship bonus: $10,000-$49,999 qualifying balanceTotal 2.5% cash back on first $10,000 in eligible net purchases each billing cycle with Smartly Savings plus qualifying balances.
3×Relationship bonus: $50,000-$99,999 qualifying balanceTotal 3% cash back on first $10,000 in eligible net purchases each billing cycle with Smartly Savings plus qualifying balances.
4×Relationship bonus: $100,000+ qualifying balanceTotal 4% cash back on first $10,000 in eligible net purchases each billing cycle with Smartly Savings plus qualifying balances.

動態回饋條件

銀行關係加成

U.S. Bank Smartly — Requires U.S. Bank Smartly Savings and qualifying balances in eligible U.S. Bank Smartly Checking and/or Safe Debit accounts; enhanced rates apply to first $10,000 in eligible net purchases each billing cycle.

$10,000+ – $49,999
2.5%
+25% bonus
$50,000+ – $99,999
3%
+50% bonus
$100,000+
4%
+100% bonus

保险保障

申请规定

数据来源

最后更新: Jun 13, 2026