Petal 2 Visa
Petal
免年费
年费
visaNew Credit免境外手续费no-annual-feelast month
开卡奖励
无开卡奖励
回馈倍率
2×Petal Offers at select merchantsEarn 2% to 10% cash back at select merchants through Petal Offers
1×All other purchases (initial)1% cash back on all purchases to start
1.25×All other purchases (after 6 on-time payments)1.25% cash back after 6 consecutive on-time monthly payments
1.5×All other purchases (after 12 on-time payments)1.5% cash back after 12 consecutive on-time monthly payments (max rate)
其他福利
其他福利
Credit building
Reports to all three major credit bureaus; strong on-time payment history builds credit
No fees — ever
Unlike the Petal 1, the Petal 2 charges NO fees of any kind for new cardholders — no annual fee, no foreign transaction fees, no late fees, no account fees
Credit limit increase path
Automatic review for credit limit increases with responsible use
保险保障
申请规定
数据来源
- https://www.petalcard.com/petal-2
- https://www.nerdwallet.com/credit-cards/learn/is-the-petal-card-legit
- https://www.cnbc.com/select/visa-petal-1-vs-petal-2/
最后更新: Apr 27, 2026
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