OOpenCard

Petal 1 Visa

Petal

免年费
年费
visaNew Credit免境外手续费no-annual-feelast month

开卡奖励

无开卡奖励

回馈倍率

2×Petal Offers at select merchantsEarn 2% to 10% cash back at select merchants through Petal Offers
1×1% cash back on all other eligible purchases (introductory); increases to up to 1.5% after 6 months of on-time payments (for qualifying cardholders)

其他福利

其他福利

Credit building

Reports to all three major credit bureaus; on-time payments build credit history

Credit limit increase path

Potential for credit limit increase in as little as 6 months with responsible use

No fees

No annual fee, no foreign transaction fees, no late fees, no penalty fees

保险保障

申请规定

数据来源

最后更新: Apr 27, 2026