OOpenCard

Discover it® Secured Credit Card

Discover

免年费
年费
discoverFair → Poor免境外手续费cash-backno-annual-feesecuredlast month

开卡奖励

无开卡奖励

回馈倍率

5×Rotating Categories (activate quarterly)5% cash back on rotating categories (up to $1,500/quarter then 1%)
1×All Other Purchases1% unlimited cash back on all other purchases

其他福利

其他福利

Free FICO score

Free access to your FICO credit score

No credit score required to apply

Can apply with no credit history

Fraud protection

$0 fraud liability for unauthorized charges

保险保障

租车保险Secondary
购物保障

申请规定

数据来源

最后更新: Apr 27, 2026