Bank of America® Unlimited Cash Rewards Credit Card
Bank of America
免年费
年费
visaGood免境外手续费cash-backno-annual-fee3 days ago
开卡奖励
200 分(约 $200)需在 3 个月内消费 $1,000
回馈倍率
2×All purchases — first year offerUnlimited 2% cash back on purchases for the first year for new cardholders.
1.5×All purchases — standard baseUnlimited 1.5% cash back after the first-year offer; eligible BofA Rewards tiers may increase effective earnings.
動態回饋條件
銀行關係加成
BofA Rewards / Preferred Rewards — Eligible Bank of America deposit and Merrill investment balances determine tier. Credit-card rewards bonus is applied to eligible Bank of America credit cards; tier names/thresholds reflect the 2026 BofA Rewards transition and should be re-verified as terms settle.
Member: $0+ – $29,999
+10% bonus
Preferred Plus: $30,000+ – $99,999
+25% bonus
Preferred Honors: $100,000+ – $999,999
+50% bonus
Premier: $1,000,000+
+75% bonus
保险保障
申请规定
数据来源
- https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/
- https://www.forbes.com/advisor/credit-cards/reviews/bank-of-america-unlimited-cash-rewards-credit-card/
- https://money.usnews.com/credit-cards/bank-of-america/bank-of-america-unlimited-cash-rewards-credit-card
- https://info.bankofamerica.com/en/rewards/bofa-rewards
- https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/02/new-bofa-rewards--program-to-reach-millions-more-clients-with-ex.html
- https://www.bankofamerica.com/credit-cards/preferred-rewards-credit-cards/
最后更新: Jun 14, 2026
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