Bank of America® Premium Rewards® Credit Card
Bank of America
$95
年费
visaExcellent免境外手续费cash-backpremium3 days ago
开卡奖励
60,000 分(约 $600)需在 3 个月内消费 $3,000
回馈倍率
2×2x points on travel purchases (directly-booked travel, airlines, hotels, etc.)
2×2x points on dining purchases
1.5×Other1.5x points on all other purchases
動態回饋條件
銀行關係加成
BofA Rewards / Preferred Rewards — Eligible Bank of America deposit and Merrill investment balances determine tier. Credit-card rewards bonus is applied to eligible Bank of America credit cards; tier names/thresholds reflect the 2026 BofA Rewards transition and should be re-verified as terms settle.
Member: $0+ – $29,999
+10% bonus
Preferred Plus: $30,000+ – $99,999
+25% bonus
Preferred Honors: $100,000+ – $999,999
+50% bonus
Premier: $1,000,000+
+75% bonus
福利与回馈
$100
Airline Incidental Statement Credit
Up to $100 in annual statement credits for qualifying airline incidental purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees.
/year$100
Global Entry / TSA PreCheck Credit
Up to $100 statement credit every four years for Global Entry or TSA PreCheck application fees charged to the card.
其他福利
No Foreign Transaction Fees
No foreign transaction fees.
保险保障
航班延误险
租车保险Primary
购物保障
延长质保
申请规定
数据来源
- https://www.uscreditcardguide.com/boa-premium-rewards/
- https://thepointsguy.com/credit-cards/bank-of-america-premium-rewards-credit-card/
- https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/
- https://www.nerdwallet.com/credit-cards/reviews/bank-of-america-premium-rewards-credit-card/
- https://info.bankofamerica.com/en/rewards/bofa-rewards
- https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/02/new-bofa-rewards--program-to-reach-millions-more-clients-with-ex.html
- https://www.bankofamerica.com/credit-cards/preferred-rewards-credit-cards/
最后更新: Jun 14, 2026
旅行必备配件
常旅客最爱的旅行用品
颈枕
转换头
配件
使用我们的链接购买，我们会获得一小笔佣金支持网站运营。