Bank of America® Customized Cash Rewards Credit Card
Bank of America
免年费
年费
visaGood免境外手续费cash-backno-annual-fee3 days ago
开卡奖励
200 分(约 $200)需在 3 个月内消费 $1,000
回馈倍率
6×Choose 1: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. 6% on up to $2,500/quarter, then 1%
3×On up to $2,500 combined with choice category per quarter
1×Other
動態回饋條件
需選擇／啟用的回饋
不需手動啟用。monthly
Choice-category and grocery/wholesale club rewards share the card's quarterly purchase cap before reverting to 1%.
5%
Gas and EV charging stations · Online shopping · Dining · Travel · Drug stores · Home improvement and furnishings
銀行關係加成
BofA Rewards / Preferred Rewards — Eligible Bank of America deposit and Merrill investment balances determine tier. Credit-card rewards bonus is applied to eligible Bank of America credit cards; tier names/thresholds reflect the 2026 BofA Rewards transition and should be re-verified as terms settle.
Member: $0+ – $29,999
+10% bonus
Preferred Plus: $30,000+ – $99,999
+25% bonus
Preferred Honors: $100,000+ – $999,999
+50% bonus
Premier: $1,000,000+
+75% bonus
其他福利
其他福利
Fraud Protection
零責任防盜刷保障
保险保障
租车保险Secondary
购物保障
延长质保
申请规定
数据来源
- https://www.uscreditcardguide.com/boa-cash-rewards-credit-card/
- https://www.bankofamerica.com/credit-cards/products/cash-back-credit-card/
- https://info.bankofamerica.com/en/rewards/bofa-rewards
- https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/02/new-bofa-rewards--program-to-reach-millions-more-clients-with-ex.html
- https://www.bankofamerica.com/credit-cards/preferred-rewards-credit-cards/
最后更新: Jun 14, 2026
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