Amex Morgan Stanley Platinum

American Express

$895

年费

amexExcellent免境外手续费lounge-accesspremiumtransferable3 months ago

开卡奖励

150,000 分(约 $2550)需在 6 个月内消费 $12,000

查看 American Express Referral Offers

链接会先打开 Platinum Card，请在 Amex 页面查看当前可申请的个人卡与商业卡。并非所有 Amex 产品都一定适用，优惠与资格可能因人而异。如果您通过此链接获批，推荐人可能获得奖励；这不影响 OpenCard 的评价。

Referral 完整条款

查看 Referral Offers

回馈倍率

1×

福利与回馈

$15

Uber Cash

$15/month ($180/yr) + $20 December bonus = $200/yr total. Card must be added to Uber app.

/month

$120

Uber One Membership

$120/yr on auto-renewing Uber One membership.

/year

$12.95

Walmart+ Credit

One monthly Walmart+ membership credit (~$12.95/month plus tax, ~$155/yr).

/month

$209

CLEAR Plus Credit

$209/yr on CLEAR Plus Membership (auto-renewal required).

/year

$200

Airline Fee Credit

$200/yr on incidental fees with one selected airline (baggage, food/drinks, etc.).

/year

$300

Equinox Credit

Up to $300/calendar year statement credit on Equinox club membership or Equinox+ digital subscription. Issued as single lump sum (changed from $25/monthly per 2026 refresh). Enrollment required.

/year

$20

Digital Entertainment Credit

$20/month ($240/yr) on eligible digital entertainment (Disney+, Hulu, ESPN+, NYT, WSJ, Peacock).

/month

$100

Resy Dining Credit

$100/quarter ($400/yr) at US Resy restaurants and eligible Resy purchases.

/quarter

$75

lululemon Credit

$75/quarter ($300/yr) on lululemon.com or US lululemon stores.

/quarter

$200

Oura Ring Credit

$200/yr on Oura Ring direct purchases (oura.com).

/year

酒店会籍

Marriott BonvoyGold Elite

贵宾厅

Centurion Lounge

Priority Pass

其他福利

Fine Hotels + Resorts

FHR program benefits

First Additional Platinum Card

First authorized user card is free for Morgan Stanley Platinum.

保险保障

航班延误险

租车保险Secondary

购物保障

延长质保

申请规定

5/24 rule

数据来源

最后更新: May 19, 2026